That’s why when it comes to buying a camera, you want the best. Whether you’re capturing precious family memories or freeze framing the awesome view from the top of a mountain, having the right digital camera helps you capture all the magic of the moment and keep it for generations to come. They are registered in England and Wales (company number 06447333) and authorised and regulated by the Financial Conduct Authority (register number 728646).This article contains affiliate links, for more information, see the disclosure here. You will be offered the best rate available from Deko’s partner lenders, based on the lenders’ decision policies.ĭeko is a trading name of Pay4Later Ltd which act as a credit broker and not a lender. For your reassurance, all of the lenders Deko works with could pay commission at different rates, but the commission received does not influence the interest rate you will pay. Whichever lender Deko introduces you to, Deko will typically receive a commission from them (either a fixed fee or a fixed percentage of the amount you borrow). Finance is introduced through the Deko platform from a carefully selected panel of lenders. We do not charge you for credit broking services. 5859660Ĭlifton Cameras is authorised and regulated by the Financial Conduct Authority, register number FRN728300 and act as a credit broker and not a lender. Just contact us and we’ll cancel your application and the lender will refund your deposit and let you know of any outstanding balance if applicable.Ĭlifton Cameras Ltd is Registered in England and Wales. A payment plan does not affect our standard refund and returns policy. There is no need to contact Deko or your lender. We can cancel the application on your behalf. If you wish to do this please contact us (your retailer) directly. There is a 14-day cooling off period where you can withdraw from the credit agreement after signing your documents. If you’re not approved for finance it could be for a variety of reasons and the lender will be able to give you more information. In a few cases, your application may be referred to a lender for manual assessment and you’ll be notified by email of the credit decision within 24 hours. You then just need to digitally sign your credit agreement, pay your deposit and wait for your order to arrive. Once approved, Deko will let you know who the lender is and how to contact them. If you don’t meet the first lender’s criteria, then Deko will pass your application to another lender from their panel who may be able to lend to you. Only you can see that a ‘soft’ search has been made on your credit file, but a ‘hard’ credit check will be visible to others viewing your credit file, for example if you apply for credit in the future, the lender will see that a credit check was made on your credit file. It’s important to know that when applying for finance a hard credit check is made. Your application will be assessed based on eligibility, credit history and affordability and Deko will let you know the outcome in just a few seconds. For instance, you may be charged missed or late payment fees if you don’t keep up with your payments. Whilst these numbers are there to help you understand what a loan will cost you, it’s important that you understand any other potential costs in the terms and conditions of the finance option you select. The representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.Īs we mentioned earlier, the representative example is not a quote or formal offer of finance - we display this to help you understand how much a loan will cost, and so you can compare it with other products. Monthly repayments will be £10.32 with a total repayable of £545.36. The total amount of credit is £450.00 over 48 months with an annual interest rate of 4.9% (Fixed). Look out for 0% APR Interest-Free Finance across 100's of products.Ĭash price £500.00, Deposit £50.00. You'll find a finance calculator on every finance-qualifying product page, this will allow you to check what finance products are available and find a package that suits your budget best. Enjoy interest free credit options on four new RF lenses for the EOS R series of mirrorless cameras.
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